Turning 65 and Overwhelmed by Medicare Insurance?

Get Clarity in Minutes, Not Months

Get free, one-on-one guidance to help you choose the right Medicare plan without pressure or confusing language.

Or schedule your no-cost consultation with a licensed advisor.

Meet Amy, Your Medicare Guide in Oklahoma

I’m Amy, a licensed Medicare insurance specialist helping Oklahomans turning 65 or already on Medicare navigate their coverage with clarity and confidence. With over 10 years of experience, I offer one-on-one, no-cost support to help you avoid mistakes and choose the plan that truly fits your needs.

I believe Medicare shouldn’t be confusing or stressful. That’s why I take time to explain your options in plain language, no pressure, no sales pitch, just real help, according to you.

Medicare Basics:

Part A

Hospital Insurance

Covers inpatient care, skilled nursing, hospice, and limited home health. Usually premium-free.

Part B

Medical Insurance

Covers doctors, outpatient care, labs, and preventive services. Monthly premium required

Part C

Medicare Advantage

All plans combine Medicare A and B, usually D, and include extra benefits from private insurers/p>

Part D

Prescription Drug Coverage

Standalone or included in Advantage plans. Formularies and premiums vary.

Are You Turning 65?

Skip frustrating online searches and schedule a time to meet in person.

We also encourage annual reviews of your existing Medicare insurance coverage to determine if your

needs are still being effectively met.

Request Appointment

Frequently Asked Questions

What is Medicare, and who is eligible?

Medicare is a federal health insurance program for:

✅ People age 65 or older

✅ Some individuals under 65 with certain disabilities

You're typically eligible around your 65th birthday, even if you’re still working.

What does Medicare not pay for seniors?

There are some things Original Medicare won't cover. Generally, most vision, dental and hearing services are not covered by Medicare Parts A and B. Other services not covered by Medicare Parts A and B include: Routine physical exams.

When should I enroll in Medicare?

Your Initial Enrollment Period (IEP) is a 7-month window:

✅ 3 months before your 65th birthday

✅ The month of your birthday

✅ 3 months after your birthday

It’s best to review your options early to avoid delays or penalties.

What’s the difference between Parts A, B, C, and D?

Part A – Hospital coverage 🏥

Part B – Doctor visits, outpatient care 👩‍⚕️

Part C – Medicare Advantage (bundled private plans) 📦

Part D – Prescription drug coverage 💊

Do I have to pay for Medicare?

Most people don’t pay a premium for Part A

Part B has a monthly premium

Drug coverage (Part D) and supplement plans may have additional costs

What is Medicare Advantage?

Medicare Advantage (Part C) plans are offered by private insurance companies. They include:

✅ Hospital + doctor coverage

✅ Many plans include drug, dental, and vision

Plans vary by zip code. Not all benefits apply to every person.

What is a Medicare Supplement (Medigap)?

Medicare Supplement plans help cover out-of-pocket costs like deductibles and co-pays.

They work with Original Medicare (Parts A & B) and can help you manage expenses more predictably.

What if I’m still working at 65?

If you're covered by an employer plan (or your spouse's), you might be able to delay Medicare Part B without penalty — depending on the size of the employer. Ask before you delay.